Tips & Market Updates

Upstate Real Estate Blog

🏗️ New Construction Homes in Upstate SC: What You Need to Know

New construction homes in Upstate SC are dominating the local housing market — making up nearly 40% of all home purchases. That’s in line with what I’ve seen over the last five years helping clients with both national and custom builders.

Whether you’re considering a move-in-ready spec home or starting a custom build from scratch, this guide will help you understand the process, timelines, and how to get the best deal possible.


💰Why Buyers Are Choosing New Construction Homes in Upstate SC

The biggest draw? Incentives. Builders are offering financial perks — especially large national builders working at scale.

Common incentives include:

  • Flex cash (I’ve negotiated $20K+ for clients)

  • Interest rate buy-downs

  • Closing cost coverage

  • Price reductions

  • Or a combination of all the above

National builders usually offer the largest incentives, while smaller local builders may provide fewer — but sometimes higher quality finishes or flexibility. I help clients compare both side-by-side before making a decision.


Build Timelines for Upstate SC New Homes

Build times vary:

  • $300K–$550K: 4–6 months

  • $750K+: 10–12 months or more

💡 Tip: You usually can’t lock in your interest rate until you’re within 60 days of completion. I recommend comparing the builder’s preferred lender with one of my trusted local lenders.


📋 Step-by-Step Process for Buying New Construction in Upstate SC

  1. Consultation – Meet the builder, review pricing and floor plans.

  2. Tour Spec Homes – Get a feel for style and quality.

  3. Choose Your Lot – Based on location, views, and timeline.

  4. Contract Signing – Typically followed by a 1–2 week start.

  5. Construction + Walkthroughs – I’m with you at every milestone to ensure quality and clear communication.

If time is tight, we can focus on spec homes that are completed or nearly move-in ready.


📉Should You Wait or Buy New Construction Homes in Upstate SC Now?

Many buyers say, “I’ll wait until rates go down.”

While mortgage rates are hovering in the mid-6% range now, a drop could spark more competition — which can push prices up.

A smart play for many buyers: take advantage of builder incentives now and refinance later when rates drop.


🤝Why You Need a Realtor for Upstate SC New Builds

If you walk into a builder’s office without a Realtor, you’re on your own — and the builder’s agent works for them, not you.

With me representing you, you’ll get:

  • Stronger negotiation on incentives and pricing

  • Protection from hidden costs

  • Quality checks during construction

  • Clear communication with the builder and lender

  • And my commission is typically paid by the builder


🏡 Ready to Buy or Build in Upstate SC?

From national builders to luxury custom homes, I help clients navigate every step of the process — and negotiate the best results.

📩 Contact me today to talk about new construction homes in Upstate SC and how to get the most for your money.

🎥 Watch my full video breakdown here for insider tips and timelines.